It’s time to show you first HQ photos from Fischl set 💜I’m absolutely in love with this lingerie: velvet was the best choice.
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Before Obamacare it was possible to buy health insurance that covered a catastrophic event (like cancer) and just pay out of pocket for a checkup. Obamacare means you have to pay more to subsidize all kinds of things that don’t impact you. And of course it has led to further consolidation in the industry.
It’s a little like how Dodd Frank supposedly reformed the financial industry but really just locked in the dominant positions of the largest banks - the only ones that could afford the compliance costs.
Any kind of big federal regulation that aims to ‘solve’ a problem usually just entrenches the largest players and makes life worse for normal people.